Company Summary

Company Reviews

Kredivo Group is Southeast Asia’s leading provider of digital financial services, operating through its brands Kredivo, KrediFazz, Krom, GajiGesa, and Timo. Kredivo is the leading digital credit platform across Indonesia and Vietnam, providing customers with instant credit financing for e-commerce and offline purchases and personal loans based on real-time decisioning. Krom Bank is the Group’s digital bank in Indonesia. Timo is Vietnam’s first neobank.

Kredivo Group is backed by leading financial and strategic investors including Mizuho Bank, Amazon, Square Peg Capital, Asia Partners, Cathay Innovation, Jungle Ventures, Mirae Asset, and others.

Rating Reviews

Rating is calculated based on 15 reviews and is evolving.

Featured Reviews

Software Engineer
3.7
2 May 2026
Engaging FinTech Environment with Solid Growth
Pros: Working as a Software Engineer in the FinTech industry at Kredivo Group is a solid experience. There are great learning opportunities, letting me pick up new skills and work with modern tech. The Jakarta team is really supportive and collaborative, making complex projects engaging. It's a dynamic environment for career growth.
Cons: The pace can be quite fast, especially around project deadlines, which sometimes impacts work-life balance. Also, some internal approval processes could be more efficient.
Advice to Management: Continue to streamline internal processes to help teams manage project timelines more effectively and minimize last-minute rushes, which would further enhance work-life balance.
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Junior Software Engineer
3.3
6 March 2026
Okay Flexibility for Software Engineering Roles
Pros: I've been a Junior Software Engineer here for a while. The work arrangement is mostly hybrid, so you're not always stuck in the Jakarta office. There's some decent flexibility with start times if you communicate with your team.
Cons: It's not truly remote, which can be tough. For a growing fintech startup, I wish there was more WFH opportunity. We still need to be in the office a few days a week, making it hard to plan personal things sometimes.
Advice to Management: Consider offering more remote days for specific engineering teams. This could really improve employee satisfaction and work-life balance for those in demanding fintech roles.
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Software Engineer
3.3
14 December 2025
Good for learning, fast paced
Pros: The engineering teams here are super collaborative. As a Software Engineer, I learned a lot about fintech and digital lending. My colleagues in the Jakarta office were always ready to help.
Cons: Work-life balance can get tough due to tight deadlines. Sometimes company culture feels a bit like 'always on'. Communication from management isn't always smooth for everyone.
Advice to Management: Focus on clearer communication from leadership. Try to manage project scopes better to help with the high workload for engineering teams.
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Common Questions About Kredivo Group

What is Kredivo Group's policy on remote work for its tech teams in Jakarta?
What is Kredivo Group's policy on remote work for their tech roles in Jakarta?
What is the typical work culture like at Kredivo Group for roles in fintech in Indonesia?
What kind of health benefits does Kredivo Group offer its employees in Indonesia?
What is the typical salary range for a Junior Data Analyst at Kredivo Group, considering its size in the Indonesian fintech market?
What kind of health benefits does Kredivo Group offer its employees in Indonesia?
What is the typical salary range for a Data Scientist at Kredivo Group, and what kind of benefits can I expect?
What is the typical salary range for a Software Engineer at Kredivo Group in Jakarta, considering the competitive fintech landscape?
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